IRDAI Surveyor & Loss Assessor License

The Critical Role of Loss Assessment

Full guidance for becoming an IRDAI licensed Surveyor. We help with professional training, category selection, and online application filing.

Get licensed as an IRDAI Surveyor and Loss Assessor to provide independent assessment of insurance claims and losses.

The independent voice in insurance claims. Get licensed by IRDAI to assess damages and determine fair compensation for insured losses.

A Surveyor and Loss Assessor is a professional who is licensed by the IRDAI to investigate, manage, and quantify the losses arising from any insurance claim. They are the independent link between the insurance company and the policyholder during the claim settlement process.

The role involves physical inspection of the damage, analysis of the cause of loss, and estimation of the repair/replacement costs. Surveyors are governed by the IRDAI (Insurance Surveyors and Loss Assessors) Regulations, 2015, which emphasize professional ethics and technical accuracy.

QuickTaxperts provides professional support for individuals and firms looking to obtain the Surveyor license, including guidance on the mandatory training and the IRDAI examination process.

• Category: Insurance
• Specialized licenses for Fire, Marine, Engineering, Motor, and Crop insurance.
• Mandatory for all general insurance claim assessments above a specific threshold.
• Requires detailed technical reports for every assessment performed.
• Strict prohibition on having any financial interest in the property being surveyed.
• Mandatory for assessing claims above ₹50,000 (General Insurance)
• Registration under IRDAI (Surveyors and Loss Assessors) Regulations, 2015
• Requires professional qualification (Engineers/CAs/CSs/Architects)
• Independent role ensuring fair settlements for both insurer and insured

Surveyor Categories

Choose your area of specialization.

• Individual Surveyor: An individual professional providing loss assessment services.
• Corporate Surveyor: A company or firm providing institutionalized survey services.
• Departments: Licenses available for Fire, Marine, Motor, Engineering, LOP, and Miscellaneous.

Documents required

Document requirements vary by entity type, state, premises, and authority. These are the usual groups we verify before submission.

• Surveyor Checklist: Professional Qualification Certificate (B.E/B.Tech, CA, CS, etc.).; Mandatory 12-month practical training completion certificate.; IRDAI Surveyor Examination passing certificate.; PAN Card and Aadhaar for KYC.; Experience certificate in the relevant field of engineering/finance.; Membership of the IIISLA (Indian Institute of Insurance Surveyors and Loss Assessors).

Process and timeline

• Professional Check: Verifying your academic eligibility as per IRDAI's technical requirements.
• Practical Training: Enrolling for a 12-month training under a senior licensed surveyor.
• Examination: Appearing for and passing the IRDAI Surveyor examination conducted by III.
• Application Filing: Submitting the formal license application (Form AF) on the IRDAI portal.
• License Grant: Receiving the IRDAI Certificate of Practice as a Surveyor.

Expert review

IRDAI Surveyor & Loss Assessor License content is reviewed by QuickTaxperts Insurance Technical Team, Loss Assessment Consultants.

• Checklist-led review
• Document pre-verification
• Authority-specific next steps

Frequently asked questions

These quick answers cover common planning questions before you request a checklist or quote.

• What is a Surveyor and Loss Assessor?: A professional licensed by IRDAI to assess the extent of loss in an insurance claim and submit a report to the insurer.
• Who can apply for a Surveyor license?: Professionals with degrees in Engineering, CA, CS, Architecture, or specific insurance diplomas can apply.
• Is training mandatory?: Yes, a 12-month practical training under a senior surveyor is mandatory before applying for the license.
• What is the role of IIISLA?: IIISLA is the professional body for surveyors in India; membership is often a prerequisite for the license.
• When is a surveyor mandatory?: For general insurance claims (other than motor) above ₹50,000, an independent surveyor must be appointed.
• Can a surveyor work for only one insurer?: Surveyors are independent and can be empaneled with multiple insurance companies.
• How long is the license valid?: The license is valid for 3 years and can be renewed by complying with the CPE (Continuing Professional Education) norms.
• What are 'departments' in a surveyor license?: Departments refer to the specialization like Fire, Marine Cargo, Motor, or Engineering for which the surveyor is licensed.